Workers Compensation Program

Maximize your savings with the Ohio Grocers Association’s (OGA) workers’ compensation programs through CareWorks.

OGA partners with CareWorks Comp to deliver the most significant cost savings to our members.  Our team at CareWorks Comp embraces a results-oriented approach that fully integrates safety prevention and risk control with aggressive claims management to deliver a significant return on investment.  In fact, participating OGA members are saving over $1.5 million in the current policy year period alone!  OGA and CareWorks Comp can analyze your company to determine the best alternative rating program for you.

OGA sponsors two group savings programs – traditional group rating and group retrospective rating.  In addition to premium savings, CareWorksComp provides OGA members comprehensive claims management, hearing representation, unemployment consultation, risk management and safety services.  CareWorks Comp also provides these services for self-insured employers.

See Real Savings!

Traditional Group Rating

  • Up-front premium discount
  • Members saving over $1,800 on average
  • Approximately half of participating members saving BWC-max discount of 53%
  • 428% Return-on-Investment….for every $1 in administrative fees, members get that dollar back plus another $4.28!

Group Retrospective Rating

  • Retroactive rebate program with savings determined by overall performance of group
  • Members saving over $21,000 on average
  • Over a 975% Return-on-Investment

Start Saving NOW!

For a no-cost, no-obligation program analysis, simply call OGA Program Manager Cordell Walton at (614) 827-0398 or email him at  You may also submit an online application at

OGA Testimonial


“One of the reasons we joined OGA was because of the workers’ comp program.  We started on the traditional plan and later moved to group retro.  The premium savings are great and the service has been exceptional.

The staff at CareWorks Comp has always been there to answer anything I’ve ever asked.  All in all, it’s been a really good program for us.”

Wally Wagner, Wagner’s IGA, Minster, OH

Start Saving NOW!


Latest Workers’ Compensation Documents:

FY20 Group Rating Accountability Letter August 2019

Latest Workers’ Compensation Application Deadlines: 
Group Retrospective Enrollment Packets – January 24, 2020


Thank You for Supporting Ohio’s Food Industry

When you choose the Ohio Grocers Association’s group rating program, you are supporting your industry. We value your membership and want you to make the right decision on group rating for the health of your business.

For Worker Safety Articles, select the topic below:


Ohio Grocer Association
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