Property & Casualty Insurance

OGA is Partners with The Federated Mutual Insurance Company! 

COVID-19 Pandemic Resources to Assist Employers

Federated Insurance is committed to helping our clients navigate the newly announced mandates affecting business owners as a result of the spread of COVID-19. In collaboration with our friends at Enquiron®, we are providing you with three valuable documents designed to help provide information to organizations facing challenging employment issues during these uncertain times. Below you will find an Employer COVID-19 FAQs document, an overview of the Families First Coronavirus Response Act, and Important Rules for Employers to Know in the Wake of COVID-19.

Additional helpful resources and Federated Insurance’s response to Coronavirus are found HERE.

As a reminder, you can leverage Federated risk management resources by directing clients with questions to your Account Executive.

Our mission at Federated Insurance continues to be enhancing your success and protecting your business. I sincerely hope the materials provided above help you during these trying times. I wish all the best for you, your business, your employees, and their families.

Locate Your Federated Representative

Your local Federated representative can help you evaluate your business risks and exposures. Federated’s marketing representatives are highly trained and have the expertise to develop an insurance and risk management program tailored for your business. Go to Locate Your Federated Representative.


  • Federated’s Shield Network — an online source for risk management support.
  • Risk Management Resource Center — remote risk management consultation with trained risk consultants.
  • Federated Insurance Risk Management Academy — industry-specific seminars that provide insight into your industry’s loss control needs, and offers training and support for your company’s designated risk manager.
  • Federated Employment Practices Network — an online resource for employment law and human resources questions.

Federated Monthly Member Education

Federated Insurance designed to be short awareness pieces for member education:

Risk Management Corner – Property/Casualty and/or Workers Compensation subjects

HR Question of the Month – a Human Resources-related question and answer from independent HR legal professionals

It’s Your Life – concepts related to Life and Disability insurance

You will find each Risk Management Corner and It’s Your Life article listed with the most current first. You can share the post directly by utilizing the post URL or use the PDF and/or JPG at the bottom of the post for your specific needs.  The HR Question of the Month will be replaced each month with a new question/answer.

Federated’s Mission

More than a century ago, a group of business owners in a Minnesota trade association, unhappy with the terms and pricing of the East Coast insurance companies, came together to form a mutual insurance company that would ensure the best run, most safety-conscious businesses in select industries. Through industry-specific insurance coverage and risk management resources, they would drive down the costs for their members’ businesses. Federated Mutual Insurance Company was born. Today, hundreds of local, state, and national affinity partners embrace this mission and exclusively recommend Federated to their members.

The Federated Insurance Mission Statement reads: As a mutual insurance company, we believe our value is measured by the success of our clients. It’s Our Business To Protect Yours®. That mission continues to guide the organization. You see it in highly trained direct marketing, direct claims, direct underwriting, and direct field services personnel positioned throughout the country to deliver face-to-face, local consultation unique to the industries served. There is no middle man. This direct model is the best way to help clients address their total risk management needs through:

  • Property and casualty coverage
  • Life and disability income coverage
  • Business succession and estate planning services
  • Industry-renowned risk management resources

Federated Insurance is A+ (Superior) by AM Best Company and is headquartered in Owatonna, Minnesota. The mission of visionary association members a century ago lives on.

Some of these services are offered by third parties independent of Federated with the understanding that Federated nor its employees provide legal or other expert advice.

Ohio Grocer Association
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